Jewelry Appraisals & Insurance

Your insurance on any one product is determined by an appraisal - an insurance claim by the company determining the worth of the item in today’s market (which fluctuates depending on the given price of metal and/or gemstones).

We offer Appraisals Monday through Friday during our business hours. We do request that you make an appointment and drop off items with us for up to 3 business days. Some items may be able to be completed within the same day at an additional charge.

The price of a Written Insurance Appraisal begins at $150.00 for the first piece. Each Additional piece can range anywhere from $25.00-$50.00 depending on the complexity. 

The Process of performing a Written Insurance Appraisal typically begins with the item being checked then cleaned. Following the beginning procedure, our Appraisers begin professionally grading the stones, testing the metal purity, measuring stones, and weighing items. Finally, the appraisal is written in regards to the particular items speculations, all information is noted on the appraisal accompanied by a fair market value price of the item. If an item has any Grading Report (GIA, IGI, EGL, AGS), please bring that with you as well. This helps keep the Insurance Appraisal as accurate as possible.

Your items will never leave the store, nor leave our personal office where the appraisal is being performed. 

Check with your Insurance Agent or Insurance Company and inquire if your Precious Items need updated Paperwork. Updated Insurance Appraisals can be completed. Items will need to be seen in person before completed.

We recommend Jewelers Mutual for your Insurance needs!